Published by Grace K | Real Estate As parents, we constantly think about our children’s future – their education, their well-being, and of course, having a stable home. For many Singaporean families, that home is a beloved HDB flat. It's where memories are made, birthday candles are blown out, and school projects come to life. But what happens when your HDB flat, like us, starts to get older? We've all heard whispers about leases running out and property values changing. A ne

Published by Amanda Y | Finance Ever heard about a big company making a change, and you wonder, "So what? How does that affect me ?" Well, when a global investment firm like Arena Investors decides to close its Singapore office, it might seem far away from your grocery bill or your child's college fund. But actually, these big business moves are like weather patterns in the economy – they can signal broader changes that eventually reach your household. Think of it like this:

Published by CY Lau | Real Estate

Published by CY Lau | Real Estate

Published by Roy C | Finance Ever wonder what kind of jobs your kids might have when they grow up? It's a question every parent asks. Well, things are changing faster than ever, right here in Singapore. Our country isn't just embracing technology; it's practically built on it now. This isn't some far-off sci-fi movie; it's today's reality, and it has a direct impact on your children's success. A new report from the government's tech agency (IMDA) shows just how much our dig

Published by Matthew A | Finance As parents, our to-do list seems endless: packed lunches, school runs, homework help, and somehow, fitting in work! Amidst all this, you might not be regularly checking the news about Singapore's economy. But a recent headline about our factories suddenly producing way more goods(a massive 16.1% leap!) is actually bigger news for your family than you might think. Why? Because when economists get excited and upgrade their forecasts, it's not ab

Published by Rui En | Finance Ever felt like your weekly grocery bill keeps creeping up, even when you're buying the same things? Or perhaps that new pair of school shoes for your child seemed a little more expensive than you remembered? You're not imagining it. Recent news confirms what many Singaporean parents have been feeling: prices for everyday essentials are indeed on the rise. Economists recently announced that "core inflation" in Singapore nudged up to 0.4% in Septem

Published by Roy C | Conscious Capital We’ve all felt the sting of the old adage: "Nobody notices your pain, but everyone notices your mistake." It can feel isolating and profoundly unfair. You navigate a minefield of silent battles, the grinding stress of a looming deadline, the personal struggle with loss or anxiety, the fog of a sleepless night spent worrying; only to have a single, public misstep become the center of attention. It’s a universal human experience that can l

Published by Chloe | Real Estate Every parent dreams of finding that perfect home – a safe, comfortable space where our kids can grow, learn, and make cherished memories. We browse online, chat with friends, and sometimes, a headline jumps out at us, like the recent one about a new BTO flat near town costing a whopping S$788,000 (even after some discounts!). It’s tempting to think, "Wow, that must be the best for my kids!" But as parents, our housing choices aren't just about

Published by Chloe | Real Estate Dreaming of a shiny new home for your family? Be warned: Singapore's latest condo sales are so fast, they could actually be a headache for parents. Imagine this: You see beautiful pictures of a brand new condo, imagine your kids playing in the sparkling pool, and picture a fresh start. But in Singapore right now, when a new condo hits the market, apartments are snapped up faster than ice cream on a hot day! While this might seem exciting, for

Published by Christian L | Real Estate As parents, raising a family in Singapore often means keeping one eye on the property market. Where will our kids grow up? Is a bigger space within reach? We all want the best for our children. You might have heard whispers of recent ups and downs in home sales. Let's cut through the jargon and see what September's dip – and October's expected boom – really means for your family's dream home. The Simple Truth: Imagine you're trying to bu

Published by CY Lau | Real Estate

Published by Grace K | Conscious Capital That brilliant idea you’re hesitating to launch? That new skill you’re too embarrassed to learn as a beginner? Often, the biggest hurdle isn’t the work itself. It’s the fear of judgment. But we’re usually afraid of the wrong people. Consider this piercing observation: “An athlete won't judge you for working out. A millionaire won't judge you for starting a business. A musician won't judge you for trying to sing a song. It's always the

Published by Francis | Real Estate In Singapore, where every square foot counts, we obsess over the numbers. Square footage, bedroom count, and price per foot. But we often overlook the most powerful factor of all: the floor plan itself. The layout of your home isn't just about walls and doors; it's an invisible force that quietly directs your daily life, influencing your children's play, your family's connection, and your collective well-being. You aren't just buying an apar

Published by Matthew A | Real Estate As parents, we’re hardwired to plan ahead. We save for our children’s education, we think about their future schools, and we carefully consider the neighborhood we raise them in. For many of us, a key part of this long-term planning is property. Whether it’s upgrading to a larger condo for the growing family or investing in a second property for our children’s future, we see real estate as a pillar of financial security. We’ve all heard th

Published by Rui En | Finance DBS Bank, one of Singapore's biggest banks, is pulling way ahead of its rivals, OCBC and UOB, in terms of its overall worth. Think of it like a race where DBS is now significantly in the lead. Why? Because investors (people who buy shares in companies) are super confident that DBS will keep paying out attractive dividends (a share of its profits) and is generally better at making money than its competitors. They're basically saying, "DBS is a rea

Published by Francis | Conscious Capital One of the most pivotal lessons I’ve learned in my career has nothing to do with strategy or skills, and everything to do with people. It’s this: not all feedback is created equal. The harsh reality is that criticism is a constant. Everyone has an opinion. But if you listen to everyone, you’ll end up working for everyone but yourself. The key to navigating this noise isn't to build a thicker skin; it's to be ruthlessly selective about

Published by Rik L | Finance You’ve likely heard the phrase, "It takes a village." Well, in Singapore, that same idea is now being applied to fighting scams. On September 15, 2025, the government rolled out a powerful new strategy called the Shared Responsibility Framework (SRF), and it’s set to change the digital safety landscape for everyone. But what exactly is it, and how will it impact you when you’re paying for your online shopping or making a big-ticket payment like a

Published by Grace K | Finance In Singapore's dynamic financial hub, staying ahead is not just an advantage. It is a necessity. For finance professionals, the local landscape presents a unique blend of global opportunities and robust domestic stability. But navigating this exciting terrain requires more than just market knowledge; it demands a disciplined and strategic approach to investment. How can you, as a seasoned professional, build a portfolio that not only grows but e

Published by Matthew A | Conscious Capital We spend our lives curating a story. We polish the chapters on career, relationships, and achievements, hoping to present a compelling narrative to the world, and to ourselves. But what if this focus on the "biography" is the very thing keeping us from a truly profound existence? Consider a different concept: the shift from being the Author of your Biography to the Architect of your Atmosphere. Your biography is the external storylin