Francis

Published by Francis | Real Estate Noticed how your friend's HDB flat costs way more than you expected? Or how that condo you looked at last year is now completely out of reach? You're not imagining it—homes in Singapore are getting significantly more expensive, and if you're a parent thinking about buying a place, this directly affects your family's future. What's Actually Happening? The simple truth: Both public housing (HDB flats) and private apartments are costing more money than they did...

Published by Francis | Real Estate Your child just told you they're thinking about buying an HDB flat. But there's worry in their voice: "Mum, Dad... what if I lose my job next year?" Sound familiar? You're not alone. Many parents today are wrestling with this exact concern—wanting to encourage their children toward financial stability, yet terrified of pushing them into a decision during uncertain times. Here's the surprising truth: job uncertainty might actually be a reason to buy sooner,...

Published by Francis | Real Estate A recent report showed that more young people in Singapore are buying private property, and some are doing so for investment rather than just for living in. At first glance, this may sound like good news. It may seem like young adults are becoming more financially savvy and planning ahead. But for many parents, this trend can also raise concerns. Is buying private property young always a smart move? Is your child financially ready? And if they ask for your...