Francis

Published by Francis | Real Estate Buying or changing a home is a big decision for any family. It affects your money, your daily routine, your children, and sometimes even your relationship with your parents or in-laws. Recently, the Singapore government announced that it will remove the 15-month wait-out period for certain people aged 55 and above who sell their private property and want to buy a resale HDB flat. That may sound like a policy only for homeowners or property experts. But in...

Published by Francis | Real Estate Noticed how your friend's HDB flat costs way more than you expected? Or how that condo you looked at last year is now completely out of reach? You're not imagining it—homes in Singapore are getting significantly more expensive, and if you're a parent thinking about buying a place, this directly affects your family's future. What's Actually Happening? The simple truth: Both public housing (HDB flats) and private apartments are costing more money than they did...

Published by Francis | Real Estate Your child just told you they're thinking about buying an HDB flat. But there's worry in their voice: "Mum, Dad... what if I lose my job next year?" Sound familiar? You're not alone. Many parents today are wrestling with this exact concern—wanting to encourage their children toward financial stability, yet terrified of pushing them into a decision during uncertain times. Here's the surprising truth: job uncertainty might actually be a reason to buy sooner,...