Published by CY Lau | Real Estate The HDB flat has long been more than just a home; it's a national icon, a cornerstone of asset-building, and for many, a lucrative investment. However, the landscape in 2025 is fundamentally different. We are witnessing a deliberate and strategic recalibration by the government to reinforce the primary purpose of public housing: stable, affordable home ownership. This isn't just a minor policy tweak; it's a philosophical shift ushering in a

Published by Christian L | Real Estate We heard the news on 3 July 2025. If you buy a residential property today, you’ll now need to hold onto it for four years instead of three to avoid paying a hefty Seller’s Stamp Duty (SSD). The tax rates for selling within that period have also gone up. As parents, our property decisions aren't just about investment. They're about creating a stable home, planning for our children's future, and maybe even upgrading as our family grows. S